| Related: | Personal Finance•Benefits•Other Benefits |
Nick Clegg wants to means test pensionsers and only give the poorer ones benefits such as free bus passes and winter fuel payments:
http://www.citywire.co.uk/money/pensioner-benefits-why-means-testing-wont-work/a549334/2
Do you think this is sensible? Personally, I don't.
Any means testing of pensioner benefits is a disincentive to save for old age, whether in pension plans, ISAs or property investment. If savers know the first few hundred pounds of income will remove any benefits they would have been entitled to anyway, then what's the point of saving unless they can build up a huge post-retirement income?
In a word No! Why should those penisoners worked all their lives and have saved hard for a better life then be refused pensioner benefits! They have earned those benefits working paying N.I and taxes etc.
I think if pensioners feel they don't want it they should refuse it but then who gets it?!
I remember when Sir Sean Connery got his pensioner's bus pass he was ecstatic!! Now i'm sure we can agree that he doesn't need it as he has a chauffeur and many cars! But he enjoyed getting it and did accept.
Good Lord emphatically NO for all the reasons both you and Serena have suggested.
Hopefully that daft idea will disappear before the Senior Citizens start a revolt.
One of the reasons that all pensioners get the winter fuel allowance now is because it's cheaper to do that instead of means testing everyone. So they aren't going to save money by taking them away from some people. It's little enough reward for a lifetime of hard work after all. A free bus pass and a few (2) hundred pounds against massive and rising fuel costs. Leave well alone. They have already delayed the age at which they can be claimed.
Definitely not and I think us pensioners will come out on strike or spend every penny we have which we have saved year's for and then when we haven't any money left having travelled the world we can then claim benefits for those who have never ever had a penny of benefits before. What incentive is there to save. It is only £200 for under 80's for the whole house not £2,000 for husband and wife. Why don't they just prescribe a pill and give it to us when we are sixty then they won't have to pay anything out. It makes my blood boil. We went over this a couple of week's ago also and the reaction was just the same. NO NO NO
I cannot see how a billionaire like Bernie Ecclestone and a millionaire like Ken Clarke should be entitled to winter fuel allowances. That doesn't right because those allowances should be for the genuine poor.
Perhaps they can donate to charities or something! Its not fair to others who have done quite well by hard work but not are millionaires by any manner of means, if they can the chance to save that small amount they should be allowed to do so, if it was mean tested they might not get it!
It's on the conscience of the millionaires and billionaires if they take it you can't force them to give it away, just hope they do take it upon themselves to contribute it to charities for the elderly...
The problem is, Clegg's not just going to go after millionaires - remember that currently just £8,000 in savings will eliminate most people's access to means tested benefits.
I'd rather have a few millionaires get a couple of hundred quid and a bus pass they won't use than have thousands of pensioners lose benefits they've worked their lives to earn.
Well said, G-Man! :-)
Thank you G-Man it's good to know that a young man of your age can understand and get into the minds of the vulnerable O.A.P.s. and gallantly stick up for them. Well done and a credit to you.
What's it got to do with anyone else anyway people are too good at poking their noses into other people's affairs. I know of many O.A.P.'s who would not apply for the winter fuel allowance or free bus-passes even when poor as they somehow still have this feeling within that they are asking for charity so would you want them to starve or freeze to death for the sake of £200 Creative Saver. Get a life and leave us pensioners alone. I often give you thanks for your postings but sometimes you infuriate me as reading your postings you will probably never ever be in need of any allowances.
I'm positive that Bernie and Ken Clarke and others in their position will give to a charity of their choice.
G-Man for Prime Minister - again!
But how do you define the poor, CS?
My husband and I are currently living quite comfortably, but he's disabled and could become unable to work at any time. Do you begrudge us our £200 because we're OK at the moment but we might not be next month?
Anyway, the cost of means testing would completely outweigh any saving.
Many already lose their homes if they need to go into care homes, why should they lose everything else as well?! The vast majority of OAPs already struggle, and most of them have worked hard and never claimed a penny in their lives!
What's the point of working hard all your life and scrimping and saving for your financial future if you're going to be penalised for it when you're a pensioner? Surely means testing isnt cost-effective? Leave well alone, we should look after our 'recycled teenagers'!
With immediate effect stop giving handouts to economic migrants, introduce bio-technology to root out multiple claimants, and stop supporting the lifestyle of extremists who threaten the democracy of our country.
Introduce stricter border controls, we are an island nation afterall but the general apathy towards protecting this island from undesirables is laughable. Other nations won't let you in unless you can prove that you have independent financial means to live within that country even on holiday.
In other words Mr. Clegg stop targeting 'soft' options and grow some and introduce legislation that protects the rights of those whom have worked and contributed to the welfare system over and above the liggers, who appear to have greater human rights than those of genuine need.
This coalition appear to be bankrupt in terms of introducing policy and legislation that seriously affects positive change, rather than expressing the hot air, that once the populist annoucement has been made, appears to evaporate into pointless nothingness!
For many elderly people being old is a challenge enough, to then saddle them with having to prove they have nothing seems so disrespectful.
I personally believe you can tell alot about a country in how they treat their elderly and, in my opinion, this country leaves a lot to be desired.
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