Beware Of The Latest Cyber Scam

Beware my peers. Be very aware and vigilant from a bank (with which you may or may not have an account) saying that your application for an overdraft has been refused because a credit agency has given adverse information about 'you or your financial associates'.

Fortunately, the e-mail tells you, 'you have the right to see this information' by logging on to a website, for which the URL (or web address) looks perfectly legitimate; it will include the name of the bank and its correct domain name, so it must be OK, mustn?t it? Oh no it is NOT. Whatever the ULR you are shown says, this is not where you are being sent. As I never click on such links, I cannot see what the page looks like. It is probably very convincing and will ask for confirmation of banking or credit card details. But it is a scam.
It is safest NEVER to respond to e-mails of this nature at all. One should add 'never allow curiosity to encourage us to follow links from any source that you do not really know and trust ? even ostensibly your own bank'. If you want to know about what appears to be a legitimate request, log on to your bank quite separately in the normal way, or call them. And if you do not use internet banking already, then the message is certainly a criminal scam.